| Sudden flood or storm | Inches of standing water after heavy rain or a flood event | Get the standing water out fast — mold can start within 24 to 48 hours | Steps 1 to 5, with drainage as the likely long-term fix |
| Plumbing or appliance leak | A wet patch under a bath, kitchen, or water heater; clean water | Stop the leak at its source before you dry anything | Steps 1 to 3, then repair, then re-check moisture |
| Chronic damp / high humidity | No standing water, but muggy air, condensation, musty smell, sweating ducts | Measure humidity and look for the moisture source, not a pump | Steps 3 to 5 — air sealing, vapor barrier, dehumidifier |
| Damp dirt floor | Bare soil that stays dark and cool with no visible water | Plan a vapor barrier — the soil itself is the moisture source | Steps 3 and 5, plus humidity control |