The real cause
Why moisture attracts termites
The inspection gap keeps you able to see termites. Moisture control is what keeps them from coming in the first place.
Termites need water, and wood-destroying insects - subterranean termites, carpenter ants, and powderpost beetles - are drawn to wood above roughly 20% moisture content. A vented crawl space with exposed soil can push framing well past that in warm, humid months. Add wood-to-soil contact, standing water, or condensation on the joists, and you've built exactly the environment termites look for.
That's why the same work that keeps a crawl space dry - drainage, a sealed vapor barrier, and humidity control - is also the most durable termite deterrent. A dry, inspectable crawl space is far less inviting than a damp, hidden one.